"Jim is the consummate professional, I highly
recommend him."
– Wallace D. Ruiz
Sr. Vice President & Chief Financial Officer
Novadigm, Inc.
How Can We Help?
Call today for a free consultation! (201) 986-1427

How Can We Help?

Group Medical Insurance
Finding the right group health insurance plan is one of the most important decisions an employer can make.
Small group health plans cover businesses with 2-50 employees. In New Jersey, at least 75% of your eligible employees must participate in coverage to obtain a small group health benefits plan. Large group health plans are for businesses with more than 50 employees.
For over 32 years, James D. Miller Insurance Services has been helping businesses just like yours choose from a variety of group health plans to get the most benefits available for the best price. We have the experience to help you navigate the ever-changing insurance issues and market.
Contact
JDM Insurance, LLC
297 Kinderkamack Rd
Ste.101 #357 Oradell, NJ 07649
(201) 986-1427
Group Dental Insurance
We offer various plans that reimburse for preventive care and major dental expenses. Typical dental plan options cover preventive care, two check-ups per year, teeth cleaning, x-rays, and major services such as root canal, crowns, bridges, and braces. Policy limits apply.
Traditional indemnity, Preferred Provider Option (PPO), and scheduled benefit dental plans are available for employees and dependents.
Group Vision Insurance
Vision insurance offers reimbursement for eye exams, contact lenses, contact lens evaluations and fittings, and glasses and other eyewear within various policy limitations. It may also cover laser vision correction performed in certain PRK and LASIK surgery facilities. With over 63% of all adults in the USA requiring some kind of vision correction, Vision Insurance is a benefit your employees will appreciate!
Small Group Medical

2-50 Employees
Aetna
AmeriHealth
Delta Dental
Horizon Blue Cross of NJ (BCBS)
United Health Care-Oxford
QualCare MEWA
Starmark
& additional providers
Aetna
AmeriHealth
Delta Dental
Horizon Blue Cross of NJ (BCBS)
QualCare MEWA
Starmark
United Health Care-Oxford
& additional providers
Large Group Medical

50+ Employees
Aetna
AmeriHealth
CIGNA
Delta Dental
Empire
GuardianLife
Horizon BCBS
Magnacare
Nippon Life
Oxford
QualCare MEWA
Starmark
United Healthcare
Unicare
Aetna
AmeriHealth
CIGNA
Delta Dental
Empire
GuardianLife
Horizon BCBS
Magnacare
Nippon Life
Oxford
QualCare MEWA
Starmark
United Healthcare
Unicare
What Do We Do?
- HMO's
- EPO
- POS
- PPO
- HSA’s
- HRA’s
- FSA’s
- Sect. 125
- POP Plans
- Health Exchanges
- Consumer Dir. Health Care
- Open Access/ Non-Gated
Areas Served

Located in northern NJ, JDM Insurance Services works with clients in the following areas:
Bergen County
Passaic County
Rockland County
Orange County, NYC
Sussex County
Morris County
Essex County
Hudson County