Property and Casualty insurance protects your home, your vehicle and/or your belongings against loss and can also protect you from legal liability in the event of an injury or damage to someone else’s property.

Umbrella Liability Insurance adds protection on top of what your homeowner’s or vehicle insurance covers. It is intended to protect you from liability in situations where the damages exceed the limits of your other insurance policies.

Whatever your situation, James D. Miller Insurance Services has the experience to help you find the policy that best suits both your needs and your budget, including: